If you’re preparing to buy a home this year, there’s one key expense that often catches buyers off guard: closing costs. Many know they exist, but few realize how much they vary—or what exactly they cover. Think of closing costs as the final step in making your home officially yours. They include a

For many buyers, the past few years felt like an uphill battle. Prices climbed, mortgage rates spiked, and the idea of owning a home seemed out of reach. Now, there’s a shift in the air. If you’ve been waiting for a better chance to step back in, this fall may finally be giving you some breathing r

The Federal Reserve is meeting this week, and many expect they’ll cut the Federal Funds Rate. But here’s the big question: does that mean mortgage rates will drop too? Let’s clear up some of the confusion. The Fed Doesn’t Directly Control Mortgage Rates Most economists believe the Fed will announc

If you’ve been holding out hope for mortgage rates to finally come down, your patience just paid off. Last week, they fell sharply—marking one of the most significant drops we’ve seen in quite some time. On Friday, September 5th, the average 30-year fixed rate tumbled to its lowest point since Octo