If you’re preparing to buy a home this year, there’s one key expense that often catches buyers off guard: closing costs. Many know they exist, but few realize how much they vary—or what exactly they cover. Think of closing costs as the final step in making your home officially yours. They include a

For many buyers, the past few years felt like an uphill battle. Prices climbed, mortgage rates spiked, and the idea of owning a home seemed out of reach. Now, there’s a shift in the air. If you’ve been waiting for a better chance to step back in, this fall may finally be giving you some breathing r